Figure Certificate Co IPO Filing Research

EFFECT effective

SEC effectiveness notice

SEC declared the registration statement effective, allowing the offering to proceed.

Follows 424B3 and marks the registration effective.

The current filing confirms the effectiveness of Figure Certificate Co's registration, with the key change being the reduction of the investment advisory fee from 0.15% to 0.10% of net invested assets under management, effective April 1, 2026. This follows an amendment to the Investment Advisory Agreement approved by the Board of Directors.

2026-04-24 · 9999999995-26-001320

424B3 priced

Final prospectus

Final prospectus filed near launch with final deal terms.

Follows 424B3 and confirms the priced prospectus.

The current 424B3 filing discloses a reduction in the advisory fee from 0.15% to 0.10% per annum, effective April 1, 2026, following approval by the Board of Directors. This amendment to the Investment Advisory Agreement replaces a previous provision regarding potential fee rebates to Certificateholders.

2026-03-31 · 0001493152-26-014363

424B3 priced

Final prospectus

Final prospectus filed near launch with final deal terms.

Follows 424B3 and confirms the priced prospectus.

The current 424B3 filing updates the prospectus for Figure Certificate Company (FCC) to reflect leadership changes following the reorganization of its parent company, Figure, and its subsequent IPO. Michael S. Cagney and Daniel Grueter resigned from their roles as CEO and Treasurer of FCC, respectively, effective January 12, 2026. Michael Tannenbaum was appointed as the new CEO, and Macrina Kgil as the new Treasurer. Cagney remains as a director and Chair of the board, while Grueter retains his role as Figure's Deputy CFO.

2026-01-23 · 0001493152-26-003417

424B3 priced

Final prospectus

Final prospectus filed near launch with final deal terms.

Follows 424B3 and confirms the priced prospectus.

The current 424B3 filing updates the prospectus for Figure Certificate Co. to include a new risk factor related to potential advisory fee rebates to Certificateholders. This supplement clarifies that the Advisor may offer rebates on a case-by-case basis, with tax implications for investors. The filing also incorporates prior officer changes from a previous supplement, including new leadership appointments effective January 2026.

2026-01-23 · 0001493152-26-003418

424B3 priced

Final prospectus

Final prospectus filed near launch with final deal terms.

Follows 424B3 and confirms the priced prospectus.

The current filing updates the prospectus for Figure Certificate Company (FCC) to reflect changes in approved blockchains and related operational procedures. Key updates include the expansion of supported blockchain networks, details on transaction fees, and the transfer agent's role in managing certificate ownership records. The supplement also clarifies the process for transferring certificates between blockchains and outlines the suitability criteria for network selection.

2025-11-04 · 0001493152-25-020770

424B3 priced

Final prospectus

Final prospectus filed near launch with final deal terms.

Follows 424B3 and confirms the priced prospectus.

Figure Certificate Co's October 1, 2025, 424B3 filing updates its prospectus to reflect three key changes: a reduced advisory fee from 0.25% to 0.15% of assets under management, an increased interest rate for transferable certificates from SOFR-50 to SOFR-35, and a shift in reserve investments to short-term treasury securities. These updates follow prior disclosures about corporate restructuring and blockchain affiliations.

2025-10-01 · 0001493152-25-016559

424B3 priced

Final prospectus

Final prospectus filed near launch with final deal terms.

Follows EFFECT and confirms the priced prospectus.

Common Stock · Use of proceeds To facilitate transactions in Figure Certificates via the Provenance Blockchain Foundation

Figure Certificate Co's 424B3 filing updates the prospectus to reflect corporate restructuring, including the reorganization of Figure Technologies, LLC into Figure Technology Solutions, Inc. (FTS) and Figure Markets Holding Inc. (FMHI). It details FTS's recent initial public offering, FCC's reliance on third-party blockchain infrastructure, and expanded affiliate services supporting Figure Certificates. The filing clarifies FCC's lack of direct involvement in Provenance Blockchain development.

2025-09-24 · 0001493152-25-014698

EFFECT effective

SEC effectiveness notice

SEC declared the registration statement effective, allowing the offering to proceed.

Follows EFFECT and marks the registration effective.

Figure Certificate Co's IPO filing has been declared effective by the SEC as of July 11, 2025, under the EFFECT form. This follows an earlier S-1 filing on February 18, 2025, which was the initial registration statement. The current filing confirms the effectiveness of the securities offering but provides no additional details about the offering terms, financials, or structure.

2025-07-11 · 9999999995-25-002225

S-1/A amended

Amended registration statement

Updated registration statement filed after SEC comments or deal changes.

Updates the prior S-1/A filing.

Price $0.01

Interest-bearing debt securities

Figure Certificate Company (FCC) is a face-amount certificate company registered under the Investment Company Act of 1940, offering Figure Transferable and Installment Certificates. These unsecured debt securities are backed by FCC's assets and accrue interest based on the SOFR rate. Certificates are issued digitally via the Provenance Blockchain, with transferability through peer-to-peer transactions or ATS. No public trading market is expected, and liquidity risks are highlighted. The offering includes details on interest accrual, surrender terms, and service providers.

2025-02-18 · 0000947871-25-000192

EFFECT effective

SEC effectiveness notice

SEC declared the registration statement effective, allowing the offering to proceed.

Follows S-1/A and marks the registration effective.

Figure Certificate Co. has received effectiveness for its S-1 registration statement, enabling the issuance of Figure Transferable and Installment Certificates. The certificates are unsecured debt instruments backed solely by the company's assets, offering daily interest accruals and no voting rights. They are not insured by FDIC or backed by banks, with liquidity risks due to limited trading markets. The company, registered under the Investment Company Act of 1940, emphasizes digital blockchain-based transactions and automatic reinvestment of interest payments.

2025-02-18 · 9999999995-25-000488

S-1/A amended

Amended registration statement

Updated registration statement filed after SEC comments or deal changes.

Updates the prior S-1/A filing.

Price $0.01

Interest-bearing debt securities · Use of proceeds For general corporate purposes

Figure Certificate Company (FCC) is a face-amount certificate company registered under the Investment Company Act of 1940, issuing interest-bearing debt securities known as Figure Certificates. These include transferable and installment certificates, both unsecured and backed solely by FCC's assets. Certificates are issued as digital representations on the Provenance Blockchain, with interest rates tied to the SOFR rate. They are not insured, do not carry voting rights, and lack a public trading market, relying instead on peer-to-peer and ATS transactions. FCC's service providers include UMB Bank as custodian and the Provenance Blockchain Foundation for gas fees.

2025-01-24 · 0000947871-25-000071

S-1/A amended

Amended registration statement

Updated registration statement filed after SEC comments or deal changes.

Updates the prior S-1/A filing.

Price $0.01

Figure Certificates, including Figure Transferable Certificates and Figure Installment Certificates · Use of proceeds To fund operations and working capital

Figure Certificate Company (FCC) is a face-amount certificate company registered under the Investment Company Act of 1940, issuing Figure Transferable Certificates and Figure Installment Certificates. Transferable Certificates are digital assets on the Provenance Blockchain, issued daily at $0.01 each with SOFR-50 basis points interest, while Installment Certificates require a $1,000 minimum purchase. Both mature in 20 years and are unsecured, backed only by FCC's assets. Certificates are not traded on national exchanges but may be transferred via peer-to-peer or registered alternative trading systems (ATS).

2024-12-20 · 0000947871-24-001020

S-1/A amended

Amended registration statement

Updated registration statement filed after SEC comments or deal changes.

Updates the prior S-1/A filing.

Interest-bearing debt securities issued by Figure Certificate Company · Digital asset securities issued on blockchain

Figure Certificate Company (FCC) is a face-amount certificate company registered with the SEC under the Investment Company Act of 1940. FCC issues Figure Certificates, including transferable and installment certificates, which are unsecured debt securities backed solely by FCC's assets. Certificates accrue interest based on the SOFR rate, with transferable certificates tradable on blockchain-based platforms and installment certificates requiring periodic payments. The offering highlights risks related to liquidity, blockchain technology, and lack of public market availability.

2024-10-25 · 0000947871-24-000822

S-1/A amended

Amended registration statement

Updated registration statement filed after SEC comments or deal changes.

Updates the prior S-1/A filing.

Use of proceeds Proceeds are used to support the company's obligations under the certificates. · Flags self_underwritten · Underwriters self-underwritten

Figure Certificate Company (FCC) is a face-amount certificate company registered with the SEC under the Investment Company Act of 1940. FCC issues Figure Certificates, including transferable and installment certificates, which are unsecured debt securities backed solely by FCC's assets. The certificates are structured as digital asset securities on the Provenance Blockchain, with interest rates tied to the SOFR. They offer no voting rights and are not insured or guaranteed. The offering includes details on liquidity risks, blockchain dependencies, and automated reinvestment of interest payments.

2024-06-03 · 0000947871-24-000557

S-1/A amended

Amended registration statement

Updated registration statement filed after SEC comments or deal changes.

Updates the prior S-1 filing.

Price $0.00

Interest-bearing debt securities · Use of proceeds General corporate purposes, including working capital and technology development

Figure Certificate Company (FCC) is a face-amount certificate company registered with the SEC under the Investment Company Act of 1940. It issues two types of digital asset securities: Figure Transferable Certificates (priced at $0.000001/certificate) and Figure Installment Certificates (with a minimum purchase amount of $[_]). Both certificates are unsecured, interest-bearing debt instruments backed by FCC's assets. The certificates are issued and transferred via the Provenance Blockchain, with interest rates tied to the SOFR rate. FCC emphasizes risks related to liquidity, blockchain technology, and lack of public trading markets.

2024-03-26 · 0001137439-24-000809

S-1 filed

Initial registration statement

Initial public filing submitted to start the SEC review process.

Follows DRS/A in the pre-IPO sequence.

Price $0.01

Figure Transferable Certificates and Figure Installment Certificates

Figure Certificate Company (FCC) is registering Figure Certificates, including Transferable and Installment Certificates, as digital asset securities under the S-1 filing. The certificates are unsecured, backed by FCC's assets, and issued on the Provenance Blockchain. Interest is calculated using the SOFR rate, with monthly payouts in U.S. dollars. The filing emphasizes risks related to blockchain technology, liquidity, and lack of public trading markets.

2023-10-24 · 0001137439-23-001216

DRS/A amended

Amended draft registration statement

Updated draft registration filed before the public launch.

Updates the prior DRS filing.

Figure Certificate Company (FCC) is a face-amount certificate company registered with the SEC under the Investment Company Act of 1940. It issues Figure Transferable Certificates and Figure Installment Certificates as digital asset securities on the Provenance Blockchain. The certificates are unsecured, backed solely by FCC's assets, and offer fixed-income returns. Interest accrues daily and is paid monthly, with redemption options and 20-year maturity terms. The current filing emphasizes blockchain-based transactions, gas fee arrangements, and risks related to liquidity and asset-backed obligations.

2023-07-21 · 0001137439-23-000902

DRS filed

Draft registration statement

Draft registration filed confidentially before the public launch.

First tracked pre-IPO filing for this issuer.

Figure Certificate Co. has filed a Form S-1 registration statement for its Figure Transferable and Installment Certificates, which are structured as digital asset securities. The certificates are redeemable at face value plus interest, with interest accrued daily and paid monthly. Transferable Certificates are tradable on the Provenance Blockchain, while Installment Certificates allow for periodic payments. The company emphasizes that certificates are not bank products, FDIC-insured, or guaranteed, and are backed by FCC's reserves.

2023-04-20 · 0001137439-23-000542

Figure Certificate Co

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