Columbia Financial, Inc./MD/

EFFECT effective

FWP supplemental

Columbia Financial, Inc. is proceeding with a subscription offering and merger with Northfield Bancorp, Inc., aiming to enhance its scale as a $18 billion asset community bank in the NJ/NY metro area. The offering includes 142,375,000 to 192,625,000 shares at $10.00 per share, with exchange ratios ranging from 1.8729x to 2.5340x. The transaction seeks to improve return on equity, expand deposit market share, and strengthen capital position through pro forma capital ratios exceeding regulatory buffers. The combined entity will operate 100+ branches across 14 NJ counties, Staten Island, and Brooklyn.

424B3 priced

Price $10.00

424B3 priced

Price $10.00

Columbia Financial, Inc. has updated its subscription offering prospectus to increase the maximum share purchase limits for existing subscribers. The filing also outlines the structure of a concurrent firm commitment underwritten offering, with specified underwriters. The company remains subject to regulatory and shareholder approvals, as well as meeting minimum share sale thresholds.

424B3 priced

424B3 priced

Price $10.00 · Range $10.00 to $10.00 · 192,625,000 shares · Gross proceeds $1,926,250,000

424B3 priced

Price $10.00 · Range $10.00 to $10.00 · 192,625,000 shares · Gross proceeds $1,926,250,000

EFFECT effective

Columbia Financial, Inc./MD/ received effectiveness for a new registration statement (Form S-4) on May 11, 2026, replacing a previous S-1 filing. The change in form type suggests a shift in the offering's purpose, though no substantive details are provided in the visible text.

EFFECT effective

Columbia Financial, Inc. has received effectiveness for its S-1 registration statement, paving the way for its transition from a mutual holding company to a fully public stock holding company. The filing outlines the conversion process, the acquisition of Northfield Bancorp, and the issuance of new shares. The company will exchange public stock for 1.8729-2.5340 shares of Columbia Financial, Inc., with a concurrent offering of up to 192,625,000 shares. The merger with Northfield Bancorp is contingent on the Conversion and other closing conditions.

S-4/A amended

Price $10.00 · 192,625,000 shares · Gross proceeds $1,926,250,000

Columbia Financial, Inc. is amending its S-4/A filing to detail the conversion from a mutual holding company to a stock holding company structure, alongside the proposed acquisition of Northfield Bancorp. The filing outlines the exchange of Columbia Financial's common stock for shares of the newly formed Columbia Financial, Inc., with a subscription offering of up to 192,625,000 shares at $10.00 per share. The merger with Northfield Bancorp includes variable exchange ratios based on the final independent valuation of Columbia Financial, Inc., with terms contingent on shareholder approvals and regulatory conditions.

S-1/A amended

Price $10.00 · 192,625,000 shares · Gross proceeds $1,926,250,000

Columbia Financial, Inc. is conducting an IPO to convert from a mutual holding company to a stock structure, offering up to 192,625,000 shares at $10.00 each. The offering includes a subscription phase for depositors/borrowers, a community offering, and a firm commitment underwritten offering. Proceeds will fund the acquisition of Northfield Bancorp, Inc. for $597.1 million, with 70% in stock and 30% in cash. The conversion and merger are separate but interconnected, with the merger not contingent on the offering's success.

S-4/A amended

Price $10.00 · 192,625,000 shares · Gross proceeds $1,926,250,000

Columbia Financial, Inc. is undergoing a conversion from a mutual holding company to a stock holding company structure, accompanied by the acquisition of Northfield Bancorp. The offering involves exchanging public shares for new shares of Columbia Financial, Inc., with a subscription and community offering of up to 192,625,000 shares at $10.00 per share. The merger with Northfield Bancorp is contingent on the conversion, with share exchange ratios dependent on the final independent valuation. The filing also outlines proxy votes for shareholder approvals and merger-related proceedings.

S-1/A amended

Price $10.00 · 192,625,000 shares · Gross proceeds $1,926,250,000

Columbia Financial, Inc. is conducting an IPO to convert from a mutual holding company to a stock form, offering up to 192,625,000 shares at $10.00 per share. The offering includes a subscription phase for eligible depositors, a community offering, and a firm commitment underwritten offering. Proceeds will fund the acquisition of Northfield Bancorp, Inc. for $597.1 million, with a mix of stock and cash. The conversion is not contingent on the merger, but termination of the merger could delay or cancel the offering.

S-4 filed

Columbia Financial, Inc. is registering shares for a business combination involving the acquisition of Northfield Bancorp, Inc., with the S-4 filing following an earlier S-1 registration. The filing includes details on the merger terms, capital structure, and financial disclosures related to the transaction.

S-1 filed

Price $10.00 · 192,625,000 shares · Gross proceeds $1,926,250,000

Columbia Financial, Inc. is conducting an IPO to convert Columbia Bank MHC from a mutual holding company to a stock form, offering up to 192,625,000 shares at $10.00 per share. The offering includes a subscription and community phase, with potential for a firm commitment underwritten offering. Proceeds will fund the acquisition of Northfield Bancorp, Inc. for $597.1 million, involving a mix of stock and cash. The company aims to list on Nasdaq under 'CLBK' post-conversion.